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First Time Homebuyers: Botetourt County and Roanoke Valley Virginia home buying, real estate listings, and homes for sale in Botetourt County, VA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? We Can Help!

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Botetourt County and Roanoke Valley real estate expert, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. I'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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Closing or Settlement >Moving Day

Here are some tips for coordinating a move that depends on careful timing. Say the closing on the sale of your home is Friday morning at 11:00, and that afternoon at 3:00 you are to complete the transaction on the house you are buying. Your sellers are completing the purchase of their new house on Monday. As sellers, each of you is obligated to leave your house vacant and clean at the time of the closing. You will each take possession of the home you are buying after the closing.

If you are faced with a game of musical moving vans, you may want to negotiate with your buyers or sellers to remain in your old house for a few extra days or move your belongings into the new home a little early. You should draw up a written agreement which details your arrangement, such as the amount of rent, the move-in or move-out date, and any agreements regarding utilities, insurance, or a damage escrow. If you need to make special arrangements for your move, let your real estate agent know and work out the details as early as possible in advance of the closing.

	See All Tips In The "Closing or Settlement" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
A	Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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Micki Patrick, REALTORŽ, real estate agents and broker for Botetourt County and Roanoke Valley Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Micki Patrick, Associate Broker
RE/MAX All Stars
Serving Botetourt County & The Roanoke Valley
1225 Roanoke Road
Daleville, VA 24083
Micki's Phone: 540-992-4646
Toll Free: 800-507-9882
Fax: 877-806-2525
Dayna Patrick: 540-342-9600
Email: Micki@MickiPatrick.com
Micki Patrick is a top producing Realtor/Broker with 30+ years experience in the Roanoke Valley of Virginia, which includes Botetourt, Bedford, Craig, Franklin, Floyd and Roanoke Counties. Mickis daughter, Dayna Patrick, a Realtor since 1990, with five years experience in the custom-home construction field, assists Micki in delivering creative and highly individualized service to our clients throughout the whole home buying and/or selling process. Micki and Dayna specialize in country property, residential homes, horse farms and unique properties of all types. Their love of the region, chosen after a countrywide search for the ideal place to live, contributes to their enthusiasm in helping families relocate to the Roanoke area. Whether helping you to buy or sell your special place, Micki and Dayna make a dynamic team and can help you achieve your real estate goals with ease. Share your vision with us, and let us bring our market knowledge, enthusiasm and expertise to work for you.

www.roanokehomesforsale.com is brought to you by Micki Patrick
NUMBER1EXPERTS™ in real estate for Botetourt County and Roanoke Valley, Virginia

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